How I can help you
I can help you with financing options, financial management, cash flow analysis, financial projections, business startups, and business plans. In my 40+ year career in commercial banking, I have done a lot of work with service companies, manufacturing, and real estate.
I can help identify financial problems and issues, as well as determine break-even operating data, both from historic and prospective viewpoints. I am able to quanify cash flows from business operations and identify trends (both strengths and weaknesses) for most bsuiness owners.I also am very familiar with constructing and critiquing business plans and financial projections.
Areas of Expertise
- Business Finance & Accounting
- Business Strategy & Planning
- Real Estate, Rental & Leasing
AB Degree in Economics, Middlebury College, May, 1974
Completed numerous additional Accounting Courses in cost accounting, contractor accounting and source/use of funds analysis through Siena College Evening Division (Loundonville, NY) and through Robert Morris Associates (Bankers' Education Institute).
Completed 18 Credit Hours of study in the Graduate Business School at RPI (Troy, NY) in 1984-85 concentrating in Finance, Accounting and Business Problem Theory & Resolution. I never matriculated into their degree program due to career chnage.
Spent three years at Norstar Bank (Albany, NY) as an instructor in the Omega Loans to Business Trainign Program as an in-house Leader and Instructor for b ank personnel learning financial analysis in order to become young commercial lenders in the bank's branch system.