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You should assume that everything on this SCORE site ( is copyrighted, unless otherwise noted. All graphics design elements on the site are copyrighted. Use of the graphic design elements is forbidden without the expressed, written permission of SCORE. SCORE neither warrants nor represents that your use of the content displayed on this site will not infringe rights of third parties. Any product, service, content, program or technology on this site may be the subject of intellectual property rights such as, but not limited to, copyright, trademark or patent rights. Any such right that is not expressly given herein is reserved by the Service Corps of Retired Executives Association. Images, graphics and photographs on the site are either the property of, or are used with permission by SCORE. Use of these images by you or other third parties is prohibited unless expressly given through an authorized agreement with SCORE or any third party SCORE deems necessary. Any unauthorized use of these images may violate copyright laws, trademark laws, the laws of privacy and publicity, and other applicable regulations.

SCORE has not reviewed all of the sites or all of the pages of the sites which are linked to the SCORE site or those sites which SCORE links to. The fact that a link exists does not indicate approval or endorsement of any material contained on any linked site. SCORE does not accept responsibility for the content, products or services of any site that SCORE links to or of any site that links to SCORE. Your connection to any such linked site is at your own risk.

You may download content displayed on the SCORE site for personal, non-commercial use. You must maintain all copyright and other proprietary notices on downloaded and/or copied material. You may not distribute, modify, transmit, use or reuse any of the content on the SCORE site for any public or commercial purpose without the written consent of SCORE or any third party SCORE deems necessary.

Downloading for SCORE Chapters
SCORE chapters may download, duplicate and distribute proprietary SCORE content to clients, at SCORE-sponsored workshops and seminars. You may not distribute, modify or transmit, use or reuse any of the content on the SCORE site that is authored by a third party without the written consent of SCORE or any third party SCORE deems necessary. Terms

The SCORE Web site (Chapter Web site URL) is offered as a public service. SCORE doesn’t endorse or assume responsibility or any liability from the content, products or services of guest authors, content providers, outside links, alliances or related outside sources participating with this Web site. The contents are routinely maintained and updated. However, SCORE doesn’t guarantee or warrant the accuracy of content on this site.

Privacy Policy

This privacy statement describes what we do with the information that we receive about you when you visit our Web site. The information that we receive about you depends on what you do when you visit our Web site.

If you visit our site to browse, or to read or download information (ALL VISITORS): We automatically receive information about the computer that you are using, including IP address, browser software, operating system, and the name of the domain and host from which you access the Internet. We also record the date and time you access our site and the Internet address of the Web site from which you linked directly to our site.

We use this information to send you a “cookie” when you visit our Web site. A cookie is a file that identifies you as a unique user. We use cookies to track the number of people visiting our Web site.

This site has security measures in place to protect the loss, misuse and alteration of the information under our control. In order to prevent unauthorized access to your information, we have instituted safeguards such as physical access restrictions, software defenses and written guidelines instructing volunteers on the confidentiality of your personal information. We have also implemented safeguards to notify us in the event of loss of Internet connectivity. Even with these safeguards in place, unauthorized access, loss of connectivity or hardware failure can still occur. For this reason, we cannot guarantee that our safeguards will be totally effective all of the time nor can we be responsible for lost or delayed requests, email, or content that may result from loss of connectivity or other technical failures.

Children’s Privacy
We are concerned about protecting children’s privacy. We do not anticipate that children will be visitors or users of our Web site, email counseling, or other services. We do not knowingly collect personal contact information, online or offline, from children under the age of 13 and will not do so when we learn or suspect that such information is being provided by a child even if the stated age is 13 or over.


The support given by SCORE to its various local chapters, whether in the form of funding or Web support on this Web site, does not constitute an express or implied endorsement by SCORE of any of the opinions, products or services offered by such local chapters.

Cooperative Agreement—The Service Corps of Retired Executives (SCORE) Association is funded by the U.S. Small Business Administration (SBA) (Cooperative Agreement No. SBAHQ-04-S-0001). The support given by SBA to SCORE through such funding does not constitute an express or implied endorsement by SBA of any of the opinions, products or services described herein.

SBA Disclaimer of Endorsement and Liability—Any reference obtained from the SCORE server to a specific commercial product, process or service does not constitute or imply an endorsement by SBA or the United States Government of the product, process, or service or its producer or provider. The views and opinions expressed in any referenced document do not necessarily state or reflect those of the SBA or the United States Government.

Neither SBA nor the United States Government, nor any of their employees, make any warranty, express or implied, including warranties of merchantability and fitness for a particular purpose, or assume any legal liability for the accuracy, completeness, or usefulness of any information from this server or the links to other servers.